How to Play Baccarat Online & Win

One of the most popular table games in casino history, Baccarat has become a go-to for gamblers and card game players everywhere. Thanks to its simplicity and easy-to-learn nature, Baccarat is the first choice for many online casino players.

Due to the emergence of online gambling and iGaming over the past several years, online Baccarat has rapidly grown in popularity. It has never been easier to play on Baccarat online casinos thanks to a growing field of operators for users to choose from.

How to Play Baccarat Online

This page will cover everything you need to know about how to play and win Baccarat games on online casinos using first-hand experience. We’ll go over rules, how to play, as well as some strategy tips to ensure new and returning users are set up for success.

Depending on the online casinos site you sign up with, your screen will look something like the image below when playing Baccarat online.

You can see the three separate betting options in the middle of the screen. Betting on the Player, the Banker, or a Tie.

Below that, you can see different chips representing your betting currency, as well as your current balance and bet amount for that round.

With Baccarat being an easier game to play, starting a round online is simple. All you must do is choose which outcome to bet on and how much you would like to wager, and then click the “DEAL” button to begin the round.

Each online casino will have different quirks and buttons specific to its layout, so do not be afraid to play around with the interface a bit before starting a round.

Baccarat Rules for Beginners

Before diving into the rules of Baccarat and how a round is played, it is crucial to first understand the value that cards in Baccarat hold.

Tens and face cards are worth zero, while Ace through nine cards retain their normal numerical value. For example, an Ace is worth 1, a two is worth 2, etc.

The goal of Baccarat is to bet on the correct hand to finish with nine points (or the closest to nine points). Each hand of Baccarat begins with the player being given the chance to bet on their own hand or the banker’s hand. Players also have the option to bet on a “tie” for a chance at better winnings, however, this is normally advised against.

After making your initial bet, each player plus the banker will receive two cards from the deck (online Baccarat games are played with four, six, or eight decks).

If either the player or the banker’s first two cards total up to equal 8-9, the round will immediately end. This is called a “natural win.”

It is important to note that if the total of your two cards reaches double digits, the first number will be dropped and the remaining second number is your actual total. For example, if you draw a six and a five (6+5=11), your actual total is one due to the first one being dropped.

If neither the banker nor the player draws a total of 8-9, the player will have the option to draw a third card if their current total is five or below. If your total is 6-7, you are stuck with it.

If the player opts against drawing a third card, the banker draws with a total of 0-5 or does nothing with a total of 6-7. All other banker third card outcomes are dependent on what the player draws:

Online Baccarat 3rd Card Rules

• Player’s third card is a 2 or 3? The banker draws when he has a 0-4 and does nothing with a 5-7.
• Player’s third card is a 4 or 5? The banker draws when he has a 0-5, and does nothing with a 6-7.
• Player’s third card is a 6 or 7? The Banker draws when he has a 0-6, and does nothing with a 7.
• Player’s third card is an 8? The Banker draws when he has a 0-2, and does nothing with a 3-7.
• Player’s third card is a 9, 10, face-card or Ace? The Banker draws when he has a 0-3, and does nothing with a 4-7.

Once all cards are dealt, the winning hand is decided by which total is closer to nine. Winnings are then paid out based on who you bet on at the start of the round.

How to Bet on Baccarat Online

As mentioned earlier, there are three unique bets you can make when playing Baccarat online with your favorite casino apps.

• Bet on the player
• Bet on the banker
• Bet on the tie

Before cards are dealt out, you will begin the round by choosing which bet you want to make. By using chips or digital currency online, you can place your wager on the outcome of your choosing.

Banker and player bets pay 1:1, whereas a tie pays 8:1. Ties are extremely uncommon though, so do not get too excited about these lofty odds as it’s not where I would advise players to regularly place their bets.

How Long Does a Game of Baccarat Last?

With there only being one round of betting and a maximum of two dealing rounds, a game of Baccarat can be over in less than a minute. Baccarat’s fast pace is one of the top reasons it is so popular amongst online gamblers. It’s not quite as fast as online slots, but this game of chance could keep you locked in for longer.

Baccarat Game Variations Online

The two most popular Baccarat variations are Punto Banco and Mini Baccarat. Punto Banco can be found in most American, Australian, and British Casinos. The “Punto” represents the player in this version and the “Banco” represents the banker.

Mini Baccarat is an optimized version of the game that has become one of the most popular casino table games in Las Vegas. Many online casinos will operate their online Baccarat rooms in a comparable manner, so there is some familiarity between the various platforms.

Additional Baccarat versions include:

• Chemin de Fer
• Baccarat Banque
• Dragon Tiger
• European Baccarat
• Macau Baccarat

Understanding Baccarat Odds and Payouts

Here are the odds and payouts on the three bets you are allowed to make in Baccarat:

• The odds of a bet on the banker winning are 45.86% with a 1:1 payout.
• The odds of a bet on the player winning are 44.63% with a 1:1 payout.
• The odds of a bet on a tie winning are 9.51% with an 8:1 payout.

“Side bets” are occasionally used during a live Baccarat table to further increase winnings. However, this is not something that typically occurs when playing online Baccarat.

How to Win at Baccarat + Baccarat Strategy

Baccarat is a game of chance with little to no skill involved. However, there are still effective strategies that can be used to increase your odds of winning a hand. These strategies use odds calculators to determine the best way of playing.

The most popular Baccarat strategy is simply betting on the Banker’s hand. Due to the slight increase in odds (due to how the third card plays out if necessary), you are giving yourself a slightly better chance of winning the round.

If you are a true Baccarat beginner, wagering on the Banker every hand is a user-friendly method to start playing.

There are several more complex Baccarat strategies that more seasoned players have found success with as well, these include:

• Martingale System: Placing bets on either the Player or the Banker, and doubling the bet after a loss (reset after a win).
• Fibonacci Strategy: Placing bets in a specific sequence. The order is; 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, and so on.
• Paroli System Labouchere System: Placing bets on either the Player or the Banker, and doubling the bet after a win (opposite of Martingale System).
• D’Alembert System: Placing bets on either the Player or the Banker, increasing the bet after a loss, and decreasing the bet after a win.

Further research into these different strategies and systems can further increase your online Baccarat performance.

How to Play Baccarat Online FAQ